Montana Chamber Choices
Choices Picks AE
Montana Chamber Choices, the association health insurance and wellness program of the Montana Chamber of Commerce and many local chambers of commerce has endorsed the Associated Employers (AE) Group Benefit Plan & Trust for self-funded coverage as of January 1, 2014, when many of the requirements of the Affordable Care Act (ACA, or "Obamacare") kick in.
Who We Are
The Montana Chamber of Commerce started the Montana Chamber Choices health insurance and wellness program in 2004 to meet the needs of small businesses looking to provide affordable, quality health insurance to employees. From zero lives, Chamber Choices grew to cover nearly 20,000 Montanans connected to more than 1,500 Montana small businesses. More than half of them were previously uninsured, mostly because there was no affordable health insurance option. We kept insurance premiums on average to single-digit increases, with even some decreases! We added many wellness and other employee benefits.
The Affordable Care Act drove us to change Montana Chamber Choices from our endorsement of fully-insured products with BCBSMT to self-insured coverage from Associated Employers. This change also eliminates the association membership requirement with the Montana Chamber. However, we will continue to focus on health coverage issues for our members and all Montana business. We will also continue to pursue programs and options that help Montana businesses succeed and prosper.
For more information on the current Montana Chamber Choices endorsed product, please go to: http://www.AssociatedEmployers.org/insurance.