Insurance Solutions for Business
The Montana Chamber Choices Health Insurance Program is an association plan designed to meet the needs of small businesses by offering a variety of affordable health insurance solutions for employers with 2-99 employees and sole proprietors.
What we believe
Montana Chamber Choices started in May 2004 as an option for small businesses looking to provide affordable, quality health insurance to employees. Since that time it has grown to cover 16,000 lives and 1500 businesses of which more than half were previously uninsured. For more about the core principles of Montana Chamber Choices visit About Chamber Choices.
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Montana Chamber Choices offers 11 different medical benefit plan options with preventive dental, base life insurance and a wellness benefit and groups have the opportunity to elect coverage for vision and additional dental. Visit the 2010 Outlines of Coverage page for more details.
Finding the right price
Contact an insurance agent in your local community today to learn more about Montana Chamber Choices-start offering a quality benefit to your employees and gain an advantage in recruiting and retaining quality employees. Click the Authorized Agents tab for and agent list.
Membership requirements
As an association plan employers and sole proprietors must participate in the association by being a member of either the statewide Montana Chamber of Commerce or a local, endorsed Chamber of Commerce. To find a local, endorsed Chamber of Commerce click the Endorsed Chambers tab.
Additionally employers must pay at least 50% of the employee premium and have over 75% of their employees enrolled to meet Montana Chamber Choices plan eligibility. Employers may carve out certain "coverage groups." Those businesses enrolled are eligible for benefits in the Insure Montana program if accepted in the state application process.
Extra
Montana Chamber Choices is approved by the Insurance Commissioner as a Qualified Association Plan (QAP). This qualification will enable your business to apply for tax credits and premium assistance through the Insure Montana program.
These sponsors made significant contributions which allowed
Chamber Choices to evolve into the program it is today
